> For the complete documentation index, see [llms.txt](https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/chang-jian-wen-ti-english/card-application-and-activation/hoya-mastercard-limitations-and-fees.md).

# Hoya MasterCard Limitations & Fees

* **Spending Limit**\
  USD Card: No daily limit. Default currency is USD.
* **Transaction Fee Rate**

#### **Card creation**

| project            | Fee     | describe |
| ------------------ | ------- | -------- |
| Open a card        | 10 USDT |          |
| Automatic recharge | 5 USDT  |          |
| Card renewal       | 10 USDT |          |

#### **Card transactions**

<table><thead><tr><th width="240">Transactions</th><th width="210">Fee</th><th>Description</th></tr></thead><tbody><tr><td>Foreign Transaction Fee</td><td>1.5%</td><td></td></tr><tr><td>Failed Transaction Fee</td><td>0.5 USD</td><td></td></tr><tr><td>Refund Processing Fee</td><td>2%</td><td></td></tr></tbody></table>

#### **Account related**

<table><thead><tr><th width="240">Account</th><th width="210">Fee</th><th>Description</th></tr></thead><tbody><tr><td>Account maintenance</td><td>Waived</td><td>Including monthly and annual fees</td></tr><tr><td>Card cancellation</td><td>Waived</td><td></td></tr></tbody></table>