A USD account is a digital account that functions similarly to a traditional bank account,
but is fully accessible online.
Through this account, you can electronically receive, hold, and transfer funds quickly and conveniently.
HoyaPay is not a bank. It provides the platform and interface for account management and operations.
The virtual account services are provided by licensed financial institutions,
while HoyaPay acts as a technology and service provider to help you manage your funds more easily.