# Hoya Master卡的限制和費率

* **額度限制**\
  美元卡：每日不限額，預設貨幣為美元。
* **交易收取手續費率**

#### 卡片創建

| 項目    | 收費      | 描述 |
| ----- | ------- | -- |
| 開卡    | 10 USDT |    |
| 自動充值  | 5 USDT  |    |
| 卡到期續費 | 10 USDT |    |

#### 卡片交易

| 項目      | 收費        | 描述 |
| ------- | --------- | -- |
| 海外消費    | 1.5%      |    |
| 交易失敗手續費 | 0.5 USD/筆 |    |
| 退款交易費   | 2%        |    |

#### 帳戶相關

| 項目    | 收費 | 描述      |
| ----- | -- | ------- |
| 帳戶管理費 | 豁免 | 包含月費、年費 |
| 卡片刪除費 | 豁免 |         |

####


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/ka-pian-chang-jian-wen-ti/hoya-master-ka-de-xian-zhi-he-fei-l.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
