> For the complete documentation index, see [llms.txt](https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/ka-pian-chang-jian-wen-ti/kai-ka-xu-yao-fu-fei-ma.md).

# 開卡需要付費嗎？

是的，HoyaPay 目前提供虛擬卡服務，開卡需支付 10 USDT 的一次性費用以及自動加值5USDT至卡片中。

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