> For the complete documentation index, see [llms.txt](https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/li-cai-fu-wu-chang-jian-wen-ti/jiang-li-ji-suan-shi-jian-yu-fang-shi.md).

# 獎勵計算時間與方式?

**計算時間**

收益從D+1日起(申購日次日)0點(UTC+0)確認金額後開始計算，將在D+2日0點(UTC+0)發放獎勵至理財餘額中。

**計算方式**

按日計息，公式：每日獎勵=確定申購金額\*實時年利率/365

發放時間：每日0點更新前一日的獎勵

每日獎勵不計入本金中。