# 獎勵計算時間與方式?

**計算時間**

收益從D+1日起(申購日次日)0點(UTC+0)確認金額後開始計算，將在D+2日0點(UTC+0)發放獎勵至理財餘額中。

**計算方式**

按日計息，公式：每日獎勵=確定申購金額\*實時年利率/365

發放時間：每日0點更新前一日的獎勵

每日獎勵不計入本金中。


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://hoyapay.gitbook.io/chang-jian-wen-ti-fan-ti-zhong-wen/li-cai-fu-wu-chang-jian-wen-ti/jiang-li-ji-suan-shi-jian-yu-fang-shi.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.