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How is Earn interest calculated and when is it credited?

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Calculation Time

Interest starts accruing from D+1 (the day after subscription) at 00:00 (UTC), after the subscription amount is confirmed. Rewards will be credited on D+2 at 00:00 (UTC) to your Earn balance.

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Calculation Method

Interest is calculated daily using the following formula:

Daily Reward = Confirmed Subscription Amount × Current Annual Interest Rate ÷ 365

  • Rewards are updated daily at 00:00 (UTC) for the previous day.

  • Daily rewards are not added to the principal.

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