What types of transactions can my USA account receive?
USA accounts fully permit non-US residents to receive the following transactions.
First-party payments from a bank, fintech app, or brokerage account
Third-party payments, where a registered business sends USD from another bank account
Third-party payments from a family member's bank account (with whom you share a surname)
Third-party person-to-person payments for amounts less than $4,000
US residents fully permit virtual accounts to receive the following types of transactions.
First-party payments from a bank, fintech app, or brokerage account
Payroll payments from a business
Third-party payments in most states, with a few exceptions
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